Ruben has touched the lives of many retirees in his career. He has been in the financial services industry for 19 years, 16 of those years were in the practice of retirement planning which focuses on estate planning by way of a revocable living trust, financial and healthcare planning, income planning, annuities, life insurance, and guaranteed retirement strategies using insurance products. He has always advocated for the safety and protection of clients’ hard-earned retirement money. Not a single client has lost a penny due to market downturns. He helps clients realize that when living in or nearing retirement, the time it takes to recover from market declines is limited.

He takes great pride in working with his clients to achieve their financial goals in retirement. He is passionate about helping his clients to embrace the idea of guaranteed income for life as more and more people are now living longer. As a result, clients will have peace of mind knowing that their retirement funds are protected and will last a lifetime.

Ruben and his wife, Lilli Ann, reside in Houston, Texas, and are proud parents of three wonderful children. Their family is actively involved in church and in their community. Ruben is a devoted family man and loves to spend time with his wife, children, and family dogs.